Fleet Funding · 2026

Equipment Fleet Funding for Contractors

Building or refreshing a fleet across sites? Finance the machines and free up working capital.

Short answer: Fleet funding lets contractors finance multiple machines and vehicles — trucks, excavators, loaders, trailers — across their job sites, with the equipment as collateral. New and used qualify. Siteline Capital finances fleets from $50,000 to $5,000,000, FICO 500+, in 1-3 days.

What fleet funding covers

Equipping multiple sites at once.

Need	Typical amount	Term
Multi-truck fleet	$100K – $2M	48–72 mo
Heavy equipment fleet	$100K – $5M	48–84 mo
Trailers & support	$25K – $250K	24–60 mo
Fleet refresh	$50K – $2M	36–72 mo

Why growing contractors choose us

Built for multi-site and project-based contractors
FICO 500+ accepted; approval on revenue
Funds in as little as 24 hours
Underwritten on deposits, not the contract
Repay as your projects pay you
No tax returns — 3 months of bank statements

What you need to apply

US-based construction or contracting business
6+ months in business
~$30,000+ in monthly revenue
Last 3 months of bank statements
Valid EIN and business bank account

Frequently asked questions

Can I finance several machines together?

Yes — a whole fleet can be financed together, with terms scaled to the total value and your revenue.

Do used machines qualify?

Yes — new, used, and auction equipment qualify, with age affecting terms.

How fast can I get funded?

Most contractors fund within 24 hours of approval, with a 5-minute application and a soft credit pull.

Fund your fleet

Apply in 5 minutes with a soft credit pull.

Apply Now →

Figures shown are typical 2026 industry ranges and vary by underwriting; actual terms are set at application. Funding is subject to approval. Product and company names referenced are the property of their respective owners.